Before You Convert, Know Your Numbers.
In 60 seconds, see how much a Roth Conversion could lower your lifetime taxes and how it impacts your retirement savings.
Personalized Roth Conversion Report
Built around 3 key outcomes.
See how much to convert, when to convert it, and the potential impact on your lifetime wealth.
Lifetime Wealth Impact
See the modeled difference your Roth conversion strategy could make to your lifetime after-tax wealth.
Conversion Timeline
See how much you may want to convert each year—and for how long.
Target Tax Bracket
See the max tax bracket your conversion strategy may target each year.
A glimpse of your report
Here’s what you’ll get in 60 seconds.
Answer a few questions and your personalized report includes a walkthrough video from your advisor, plus numbers like these.
Your video is built from your answers — your age, your balance, your timeline — not a generic pitch.
Your projected gains if you convert vs. not converting
YOUR ESTIMATED TAX SAVINGS
Total federal + state income tax and IRMAA avoided, including heirs' tax on the inherited IRA
NUMBER OF YEARS TO CONVERT
From age 60, converting about $222,335 per year
OPTIMIZED TAX BRACKET
The optimizer fills to the 22.0% bracket (married filing jointly) without tripping Medicare surcharges
Your conversion window
Convert from age 61 to 65
The shaded years are when your income is low enough to convert at lower rates — before required withdrawals push you into higher brackets.
Taxes paid over lifetime
Convert vs. Don’t Convert
Don’t Convert
Lifetime income tax + IRMAA on RMDs, plus heirs’ tax on the inherited IRA
Convert Now
Income tax + IRMAA paid during the strategic conversion window
Tax savings if you convert
Sample shown for a hypothetical 60-year-old with $1M in an IRA, married filing jointly. Your numbers are personalized to your situation when you run your own.
Your Personalized Roth Plan, in 60 Seconds.
Answer a few questions to see how much to convert, when to convert, and the potential impact.
What state do you live in?
State income tax rules materially affect your Roth conversion strategy.